Attention homeowners in Minneota and Lyon County: Get an Appraisal today!Check out the top seven reasons why Minnesota homeowners use Buffalo Ridge Appraisals, LLC.:
We at Buffalo Ridge Appraisals, LLC. understand the particular needs of a customer looking for appraisal services. Our typical business clients are used to the appraisal process and the usual "products" we deliver to them. But as a consumer, we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we report our conclusions. Pre-listing Services/For Sale by OwnerSince you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Buffalo Ridge Appraisals, LLC. will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very valuable negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much you think your home is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value assessment than yours.Challenge a property tax assessmentIf you live in a local area that is going down or is not appreciating as much as other properties nearby, your local tax assessor may have your home overvalued. This only means you are most likely paying higher taxes than you should be paying. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal report from Buffalo Ridge Appraisals, LLC. is your best weapon when contesting your property tax assessment.Appraisals to cancel PMIAn attractive way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Buffalo Ridge Appraisals, LLC., we're veterans in helping consumers just like you remove undesirable PMI insurance.Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area. Not only can this be difficult from a cash flow point of view, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Buffalo Ridge Appraisals, LLC. can help you reinstate your HELOC.Need Field and Desktop Appraisal Review Services?Do you need an expert to double-check your appraisal for verity, or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? Buffalo Ridge Appraisals, LLC. offers field reviews where we go out and check the subject and comparables. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide you with a retrospective review of any appraisal report you may have in your possession. Although most review work is commissioned by lenders, homeowners that have reason to believe they've been the victim of mortgage fraud are wise to invest in a second opinion. |
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